Yellen and the FDIC is in a tough spot. This is the important line, "Any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law."
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Thus, on one hand, I'm glad they're doing this, as it should help prevent wider bank runs, and it ensures that banks are the ones that are actually paying for it.
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At the same time, this is yet another example of changing the rules in the middle of the game. Yellen has just broadcast that FDIC insurance is essentially unlimited, as long as you can threaten wider disruption to the economy.
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I understand part of this is human nature but I really wish we could plan for these entirely foreseeable events ahead of time so that it's not just cases of "selective justice" with regards to who gets bailed out.
Well that's what the central bank is for, but yes. A 100% bank run is not something you plan for. But USA has horrible liquidity requirements for banks (thanks clinton)
12:19
In most sane countries banks have liquidity requirements that allow them to pay off a fair bit of the depositors before the central bank steps in
I mean the ai stuff only look impressive at first, once you look closer it's all smudgy and can't compare to real art where you see the brush strokes etc
Ravie
so what if there are better people, just have your own style and don't care
and also I bet some people feel the same about you rn
I can relate to this very much, but also just making random projects doesn't feel like I'm improving that much but if I look at stuff that I made a year or 2 ago, I think, damn I sucked back then
whatever I can get to have better results. Plus I find it really interesting how different models train to achieve what they want / how different samplings / techniques or whatever.
I still haven't looked that much into it so idk much yet (and my pc is mehh) ^^'
Lumpy ◐ω◑
maybe that was the universe telling you to stop with the waifu
But you can multiply ai neurons can't you (up to the limits of the machine, so idk how much can it be).
So if that's true, i don't even know how relevant it is
As long none of you are Anti AI Art. #off-topic is cool.
23:26
That movement is cringe. And is based on delusion that image generators can replace Artists.
That case is similiar to how ChatGPT won't replace coders but stay a handy tool for coders to replace coders that don't use it.
wdym, people are already using it. So artist are quite literally already beeing replaced.
What you mean is probably ai art not beeing as good as the artists one.
I don't think that's a bad thing because humans then can work somewhere else and also ai would make the product much cheaper which is good for consumers (aka everyone)
pilonpl
I don't think that's a bad thing because humans then can work somewhere else and also ai would make the product much cheaper which is good for consumers (aka everyone)
Default, we ain't saying that we want to be artist. But that we wont need to pay an artist to make whatever we want.
Rn ai is not even that good, but just by training on a specific set of images you can already get pretty much whatever you want to use iit however you want
they pay mostly for the service, not the decoration / design. That just helps selling it, depends on the media obviously though
but like I said I think about game dev, or websites that use stock photos by AI(edited)
pilonpl
I think "work" is defined by something you get paid for
People of course want to do something but not necessarily because they have to survive
Devinci
Default, we ain't saying that we want to be artist. But that we wont need to pay an artist to make whatever we want.
Rn ai is not even that good, but just by training on a specific set of images you can already get pretty much whatever you want to use iit however you want
Is this a repeated image with alternations? I think its pretty unique
and I used chatGPT for the prompt, and midjourney to render the prompt. No creativity from my part
23:45
ReD
Is this a repeated image with alternations? I think its pretty unique
and I used chatGPT for the prompt, and midjourney to render the prompt. No creativity from my part
If you are really interested to reverse engineer an image. You could figure out what it used to generate your image. If you got access to the learnset.
23:47
All of that stuff isn't new
23:47
It can't create anything new
23:47
It combines parts of its learned assets that fit your words(edited)
do you know how deep neural networks work? they find connections of neurons that fire together well / produce a wanted output. These deep neural networks have so many connections, it is impossible to reverse engineer all the logic
ask chatgpt for a unique, new story and than tell me how it copied that. the level and complexity is so huge, it is layers above layers above copying. it resembles what we do, imagine thinks from our experience. Are we also not creating anything original? old question, it is naive to assume AI has no sense of creating something new IMO
default
Yea but the difference is. AI wouldn't have created Furry Art if it didn't exist before.
you may be able to generate some boring textures for models but you're not gonna make a game with environments and characters full of emotion without an artist
if the ai had all the knowledge, and i mean ALL the knowledge in the world, then it'd be a problem
Ravie
you may be able to generate some boring textures for models but you're not gonna make a game with environments and characters full of emotion without an artist
well no, because an artist does more than create textures, it's like using pre-made assets with your own knowledge to create the environment which you can already do
The ai understands what it means to ride a horse and it also understands how an astronaut looks like, it can't just copy "an astronaut riding a horse" from somewhere because such thing is (probably) notpresent in its dataset.
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